Welcome to Bird Rock Funding. Life is full of magical moments that we try to capture: weddings, babies, and buying your first home. Your mortgage broker is the center of that process. They will determine if this is the most stressful moment of your life or just the most exciting. Choose the best, choose BirdRock Funding.
BIRD ROCK FUNDING – FOUNDED ON 3 BASIC CONCEPTS
SIMPLE
Is a long, slow, complicated mortgage process inevitable? We think not! Every process and system we use is designed and refined from the perspective of “How do we make the process easier, better, and faster?”
NO BULL$#!+
While we can never guarantee it will always be simple (it is mortgage lending after all), we will work to avoid unnecessary requests for information and always give a clear-cut response to any question or problem that may pop up. In Other Words: No Bull $&#!
THE BEST
When everyone else is the nail, be the Hammer. From our Lender Network to our systems, technology, and people, BirdRock was designed to be the Best! While everyone strives to look and sound “professional”, we roll our sleeves back and get to work so you aren’t stuck wondering, “I wonder what’s happening with my loan…”. We strive to be the best version of ourselves, have fun, and become friends with the people who enter our lives. 8 AM-8 PM is unheard of from a business, nothing special from an old buddy.
WHY BIRD ROCK FUNDING?
Simple. We are San Diego’s Unrivaled Mortgage Broker. We shop the rates so you don’t have to; 48 Lenders in one simple call. Call or text us from 8 AM to 8 PM. It’s about your schedule, not ours. The New Way Mortgages Are Done!
Simple. Different. No Bull$#!+. Get a Rate!
IT’S ABOUT YOUR SCHEDULE, NOT OURS. 8 AM to 8 PM. We’re Local and Fast!
When milestones change, we are interested. Let’s know about you and your plans. Is another baby on the way? And thinking about getting a bigger and more permanent place, let’s talk. Need to act quickly and close in 10 days, we can do that! Need the cashout even quicker? We have AI AI-powered Home Equityline with No Appraisal and No Documentation, and we close in 5 DAYS! We would love to meet you at your home, office, or even your favorite café (our treat!). If you prefer, we can get started over the phone or the Internet. Shoot us a call or text, and we’ll talk.
OUR PROCESS HELOC
WE SEE THE BIG PICTURE! Need Private Money? We got it and can get you approved!
Whether you need a First Time Buyer Loan, Trading Up to your Dream home or Acquiring Investment Properties, we can help! We have the most competitive options to get you the best rate and get you qualified for a loan approval, with income based on bank account deposits, rental properties loans base solely on rental income, or no qualifying loans through Private Money and/ or Individual investor, we have a program to get you Approved and get you cash you need (on Refinance) to save you from foreclosure to financing your next investment property or Building an ADU’ or just financing expansion of your business; we can help. We love to talk about goals and plan, and develop strategies with you. Click here and tell us your situation.
PRIVATE MONEY
At Bird Rock Funding, we Shop the Rates… So You Don’t Have To.
We shop your loan scenario through the patented “Loan Sifter” technology a network of 48 lenders who bid daily on your specific loan parameters, which gives us accurate pricing that you can lock in immediately. Your data and contact info stay safe with us and are never sold. We value your privacy and information. This way, you get the best rates without having 48 different companies stalking you like the paparazzi!
GET STARTEDOUR PEOPLE ARE LIKE YOU!
The BirdRock Funding crew is more than great mortgage professionals. We’re real people like you. We’re out in the community like you, whether; shopping at the Encinitas Station Farmer’s Market, attending our neighborhood church, or cheering on our Padres! We care about the people and the community of San Diego. Working with us, you’ll get the experience of a true professional and the advice of a trusted friend.
CALL US NOW!
SO SIMPLE MY MOM COULD DO IT… SORRY MOM
Get a FREE Personalized Quote!
We shop your loan scenario through a network of 48 lenders and then give you an accurate quote that you can lock in immediately. Several factors affect interest rates: Type of Loan, FICO scores, Loan-to-Value, Debt Ratios, just to name a few. Get a personalized quote in three simple steps, so simple my mom could do it! Sorry, Mom. If you want a free Credit Report, just answer two more questions. One of our Mortgage Professionals will get back to you with the best interest rate that you can lock today and the best advice on when is truly a good time to lock the rate based on our bond market analysis.
GET A QUOTE NOW!WHAT OUR FRIENDS ARE SAYING ABOUT BIRD ROCK FUNDING
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